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Legal Notes

1. Liability for contents
B. Metzler seel. Sohn & Co. Holding AG (together with the affiliated companies referred to in the following as "Metzler") permanently examines and updates the information on its websites. However, it cannot guarantee that these web pages are permanently updated; nor can it accept any guarantee for the correctness or completeness of the contents provided in these pages. Unless proof of willful misconduct or gross negligence can be provided, no liability claims can be accepted in respect of damages whether of a material or immaterial kind. All offers are non-binding and subject to confirmation. Metzler reserves itself the right to make unannounced alterations, supplements or deletions to parts or all of the web pages and to temporarily or finally suspend publication thereof.

2. Links
Our websites contain links to external websites of third parties, the contents of which we are unable to influence. For this reason Metzler is unable to accept any guarantee for these external contents. The provider or operator of these linked web pages is responsible at all times for the contents of these pages. At the time the links were established, an examination was made to discover any potential legal violations. No unlawful contents were recognized at the time of linking. However, a permanent control of the contents of linked pages cannot be reasonably expected unless a concrete suspicion of a legal violation exists. We shall immediately remove any links if we receive knowledge of legal transgressions.

3. Copyright
The contents and items of work compiled by Metzler on these websites are subject to German copyright and trademark law. Any copying, processing, distribution or other form of exploitation beyond the copyright limits of the copyright and trademark law require the written consent of Metzler. Downloads and copies of these websites are only permitted for private and not for commercial use.

4. Data protection
In general it is possible to use our web pages without having to surrender any personal data. Personal data collected on our pages has always been provided as far as possible on a voluntary basis. This data will not be passed on to third parties without your express consent. We point out that security gaps can exist when transferring data in the internet. It is not possible to fully prevent data from being accessed by third parties. Metzler is subject to the German legal requirement to disclose publication details for a website on the internet in an "Impressum". We expressly prohibit the use of contact data from the "Impressum" by third parties for the purpose of sending advertising or information material if this has not been specifically requested. Metzler reserves itself the right to undertake legal action if advertising information is sent via this channel if it has not been specifically requested. You can obtain detailed information on data protection by accessing this link.

5. Legal effectiveness of this disclaimer
This disclaimer must be viewed as a constituent part of this website. If sections or specific formulations of the disclaimer can be shown to not or no longer fulfill or to only partially fulfill legal requirements, the contents and validity of the remaining sections of the disclaimer shall remain unaffected by this.